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FAQS

Travel Tips For Visiting the City

What is a pre-existing medical condition?

  • What is a pre-existing medical condition?

    A pre-existing medical condition means a sickness or injury during the 60-day period immediately prior to the effective date for which the policyholder or the Traveling Companion:

    1. Received, or received a recommendation for, a diagnostic test, examination, or medical treatment, or
    2. Took or received a prescription for drugs or medicine.

    Item 2 of this definition does not apply to a condition that is treated or controlled solely through the taking of prescription drugs or medicine and remains treated or controlled without any adjustment or change in the required prescription throughout the 60-day period before coverage is effective under this Policy. See Plan Plan Document for more details.